Personal Accident

Personal Accident

We can arrange Personal Accident cover for a range of people from self-employed, high value sports stars to companies employing thousands of staff. The policy can include any combination of coverage for death, injury and sickness however, we have developed a special section devoted to ship’s crew and this is for death only claims.

Of course, these claims will normally be covered by the Protection & Indemnity underwriters, but some ship owners or managers prefer to have this relatively inexpensive cover in addition so as if a loss of life claim occurs, they can offer this payment to the crewman’s family or dependents as a gesture of good will from them. When loss of life instances happen, it can be a very emotional experience for all concerned so this popular cover helps in this regard.