Directors & Officers
Managerial Liability Insurance

Directors and Officers (D&O) or Managerial liability insurance policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the scope of their regular duties. Any allegations of wrongdoing need to be investigated and defended and this can cost a significant amount even if the case doesn’t reach court. This means Directors and Officers personal finances are at risk, so its essential companies provide protection through D&O liability insurance.

“LMIS Global are successful at building strong and resilient client relationships – we trust them”

LMISGE can provide a range of covers to suit a variety of business needs – either standalone Directors & Officers insurance, or a combined Professional and Managerial Liability policy that encompasses both Directors & Officers and Professional Indemnity insurance in one easy cover.


Will include but is not limited to: –

Legal liability for insured persons arising from wrongful acts

Wide definition of insured persons and wrongful acts

Reimbursement cover for the company

Legal defence costs, expenses and civil damages

Investigation costs and expenses

Criminal defence costs and expenses

Cover is available as a standalone policy or combined with other insurance products.

Will not include items such as: –

Prior claims, investigations and pre-known circumstances

Claims resulting from similar circumstances to prior litigation against you

Deliberate or dishonest acts, such as fraud

Defined benefit schemes, such as pensions based on years of employment and salaries

Pollution clean-up costs attributable to the Environmental Protection Act 1990

Claims from or on behalf of your major shareholder companies, or related parties in the USA

Bodily injury and property damage